:root{--bg:#f4f0e8;--paper:#fffdf8;--ink:#15212a;--muted:#68737a;--navy:#102b36;--copper:#bb7447;--copper2:#d79b73;--line:#ded7cc;--ok:#2d7a66;--shadow:0 18px 55px rgba(20,31,38,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{width:min(1160px,calc(100% - 36px));margin:auto}.top{background:var(--navy);color:#fff;font-size:14px}.top .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.nav{position:sticky;top:0;z-index:30;background:rgba(255,253,248,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(222,215,204,.7)}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:-.02em}.mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(145deg,var(--navy),#214d59);display:grid;place-items:center;color:#fff;font-family:Georgia,serif;font-size:22px}.links{display:flex;gap:22px;align-items:center;font-size:15px;font-weight:650}.links a:hover{color:var(--copper)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--copper);color:#fff;padding:13px 18px;border-radius:999px;font-weight:800;border:1px solid transparent;box-shadow:0 8px 24px rgba(187,116,71,.22)}.btn:hover{transform:translateY(-1px)}.btn.alt{background:transparent;color:var(--navy);border-color:var(--navy);box-shadow:none}.hero{padding:72px 0 48px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:48px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:850;color:var(--copper)}h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(44px,6vw,78px);line-height:.98;letter-spacing:-.045em;margin:16px 0 22px;font-weight:500}h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(32px,4.3vw,52px);line-height:1.08;letter-spacing:-.025em;margin:0 0 16px;font-weight:500}h3{font-size:20px;line-height:1.25;margin:0 0 9px}.lead{font-size:20px;color:#44525b;max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-card{background:var(--navy);color:#fff;border-radius:32px;padding:20px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-photo{height:410px;border-radius:23px;background:linear-gradient(180deg,rgba(16,43,54,.08),rgba(16,43,54,.25)),url('https://images.unsplash.com/photo-1606811971618-4486d14f3f99?auto=format&fit=crop&w=1200&q=82') center/cover}.hero-note{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}.mini{padding:14px;border:1px solid rgba(255,255,255,.16);border-radius:18px}.mini b{display:block;font-size:14px}.mini span{font-size:12px;color:#bed0d5}.section{padding:78px 0}.section.white{background:var(--paper)}.section.dark{background:var(--navy);color:#fff}.intro{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start}.muted{color:var(--muted)}.dark .muted{color:#bdd0d5}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}.card{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 10px 30px rgba(20,31,38,.04)}.dark .card{background:#163945;border-color:#2b5360;color:#fff}.icon{width:46px;height:46px;border-radius:14px;background:#efe1d5;color:var(--copper);display:grid;place-items:center;font-weight:900;margin-bottom:20px}.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:34px}.step{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:22px}.step:before{counter-increment:s;content:"0" counter(s);display:block;color:var(--copper);font-size:13px;font-weight:900;margin-bottom:24px}.band{background:linear-gradient(135deg,#e7d2c0,#f4e8dc);border-radius:30px;padding:36px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center}.chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.chip{padding:9px 12px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:13px;font-weight:750}.faq{max-width:900px;margin:auto}.faq details{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:18px 20px;margin:12px 0}.faq summary{cursor:pointer;font-weight:800}.faq p{color:var(--muted)}.cols{display:grid;grid-template-columns:1fr 1fr;gap:28px}.article{max-width:850px;margin:auto;background:var(--paper);border:1px solid var(--line);border-radius:28px;padding:clamp(24px,5vw,56px)}.article h1{font-size:clamp(40px,5vw,64px)}.article h2{font-size:34px;margin-top:42px}.article h3{margin-top:28px}.article ul{padding-left:21px}.toc{background:#f1e8de;border-radius:18px;padding:20px;margin:28px 0}.callout{border-left:4px solid var(--copper);background:#f4ebe2;padding:18px 20px;border-radius:0 16px 16px 0;margin:24px 0}.footer{background:#0b2028;color:#d6e2e5;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:36px}.footer a{color:#d6e2e5}.footer small{color:#92aab1}.legal{font-size:13px;border-top:1px solid #24414b;margin-top:34px;padding-top:20px}.floating{position:fixed;right:18px;bottom:18px;z-index:40;background:#1f9d6e;color:white;padding:13px 16px;border-radius:999px;font-weight:850;box-shadow:0 14px 30px rgba(0,0,0,.18)}.mobile-toggle{display:none}@media(max-width:920px){.links{display:none}.hero-grid,.intro,.cols,.footer-grid{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.hero{padding-top:46px}.hero-photo{height:330px}.band{grid-template-columns:1fr}.top .wrap{flex-direction:column;gap:2px}.mobile-toggle{display:block;font-weight:800}}@media(max-width:620px){.grid3,.steps{grid-template-columns:1fr}.section{padding:56px 0}.wrap{width:min(100% - 24px,1160px)}.nav .wrap{min-height:68px}.hero-card{border-radius:24px}.article{border-radius:20px}.hero-note{grid-template-columns:1fr}.floating{right:12px;bottom:12px}.brand span:last-child{font-size:14px}}
